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MTB Visual IVR (VIVR)

Frequently Asked Questions

Q-1. What is MTB Visual IVR Service (VIVR)?
MTB Visual IVR (VIVR) is a support platform that guides inbound callers to a web-based support experience, as well as personalizing the support journey for customers to avoid the call queue. This technology seamlessly connects customers to self-service options which can meet their banking related query at a first contact. 

Q-2. Who are eligible to get Visual IVR Link?

Only MTB customers calling from their registered mobile number to MTB Contact Centre (16219/+8809604016219) are eligible to get the link of MTB Visual IVR.

Q-3. Who are eligible to avail Visual IVR service?

Customers having Telephone Personal Identification Number (TPIN) and/or Card PIN can avail VIVR service.

Q-4. What is Telephone Personal Identification Number (TPIN)?

Telephone Personal Identification Number (TPIN), is a 4-digits number combination designed for the valued customer specifically for IVR based phone banking services. Customers can generate the PIN by themselves through Contact Centre IVR. Valued customers only know the TPIN, no one else.

Q-5. What can a valued Customer do with TPIN?

TPIN enables customers to ensure his or her identity over an automated Telephone Banking System like MTB Contact Centre IVR or Visual IVR. Based on successful TPIN validation using the IVR, it allows customers to access their account and card information and take MTB Contact Centre IVR based self-services like account balance, card outstanding, available balance, transaction details and many more without any human interaction. It also minimizes the manual security validation process if customers need interaction with Customer Service Executives for any services against their MTB accounts or cards.

Q-6. What is the TPIN generation process?

For generating new TPIN, a customer needs to follow the below steps:

  • Step 1: Dial 16219 or +8809604016219 from registered mobile number
  • Step 2: Select language (Bangla or English)
  • Step 3: Press 2, for TPIN generation
  • Step 4: Input Account/Card Number (Call will be transferred to Customer Service Executive)
  • Step 5: Call will be transferred to IVR after successful verification by CSE
  • Step 6: IVR voice will ask customer to enter 4 digit TPIN as per customer’s choice.

After successful TPIN generation the customer will get a confirmation notification SMS and email at his/her registered mobile number and email address.

Q-7. How can a customer get MTB Visual IVR link?

A customer need to follow the below steps to get VIVR link:

  • Step 1: Dial 16219 or +8809604016219 from registered mobile number.
  • Step 2: Select preferred language (Bangla or English)
  • Step 3: Press 1, for MTB Visual IVR services.
  • Step 4: MTB Visual IVR link will be sent through SMS to the customer’s registered mobile number and the mobile connection will be disconnected.
  • Step 5: Click the link that is sent to the mobile through SMS.
  • Step 6: Enter mobile number to login and enjoy the services.
Q-8. How long the MTB VIVR Link will be accessible?

MTB VIVR link will be valid for 5 minutes.

Q-9. Is MTB Visual IVR link secure?

Yes, banking through web-based support is safe, moreover this link is generated dynamically with single session accessibility and valid for 5 minutes only. Customers need to call from a registered contact number and in every validation step, customers need to input their TPIN (Telephone Personal Identification Number) or Card PIN (Card Personal Identification Number) along with Account Number/Card Number. For any transaction execution, customers need to authenticate the transaction through One Time Password (OTP) using their registered mobile number.

Q-10. What are the accounts and cards considerable for MTB Visual IVR Services?

Following Accounts & Cards are considerable for MTB Visual IVR service:

  • MTB Savings Account (all categories).
  • MTB Current Account (in the name of institution/proprietorship/singly operated).
  • Joint Account (Either or Survivor).
  • Loan Account.
  • Overdraft Account.
  • Recurring & Term Deposit Account.
  • Debit, Credit, Prepaid & Payroll Card.
Q-11. Is there any subscription fee applicable for using MTB Visual IVR services?

No, there is no subscription fee for availing banking services through MTB Visual IVR Service.

Q-12. What are the services offering through MTB Visual IVR?

Following services are included in MTB Visual IVR:

  • 1. Green PIN, Card Activation & Blocking
  • 2. Account Services
  • 3. Card Services
  • 4. Fund Transfer
  • 5. Bill Payment
  • 6. Cheque Book Services
  • 7. Positive Pay
  • 8. Other Services Request (Foreign Exchange Rate, Currency Converter).
Q-13. What type of services are available in Green PIN, Card Activation & Blocking Menu in MTB Visual IVR?

Customers can activate their new card, generate/change their Card PIN and can block their lost/stolen card from this menu. For Card Activation and Green PIN service, customers must have TPIN. Customers can block their card by validating either by TPIN or Card PIN.

Q-14. What type of services are available in Account Services Menu in MTB Visual IVR?

Following services are available under Account Services menu:

  • Account Details
    • Savings/Current Account (Current Balance, Drawable Balance etc.)
    • DPS Account (Installment Amount, Number of Paid & Due Installment, Next Installment Date etc.)
    • Fixed Deposit (FD) Account (Current Balance, Loan Tenure, Maturity Date etc.)
    • Loan Account (Current Outstanding, EMI Amount, Next EMI date etc.)
    • Overdraft Account (OD Limit, Current Outstanding, Available Balance, Expiry Date etc.)
  • Transaction Enquiry (Last 5 Transaction/ Last 5 Withdrawal/ Last 5 Deposit)

Customers having a debit card against their account, can take this service either with TPIN or Card PIN. Customers not having a debit card against their account and for DPS, FD, Loan and Overdraft account, TPIN is mandatory.

Q-15. What type of services are available in Card Services in MTB Visual IVR?

Following services are available under Card Services menu:

  • Card Enquiry
    • Credit Card (Credit Limit, Current Outstanding for BDT & USD, Available Limit etc.)
    • Debit Card (Link account’s Current Balance, Drawable Balance etc.)
    • Prepaid/Payroll Card (Available Balance)
  • Transaction Enquiry (Last 5 Transaction/Withdrawal/Deposit).
  • Statement Details (Last Statement Date, Payment Due Date, Statement Outstanding for BDT & USD, Minimum Payment for BDT/USD)
  • Endorsement Status
    Credit Card & International Prepaid Card (Foreign Part Status, Endorsement Amount, Used Amount and Endorsement Available Amount)
Q-16. What type of Fund Transfer services are available in MTB Visual IVR service?

Currently following fund transfer services are available in MTB Visual IVR service.

  • Internal Fund Transfer (MTB to MTB).
  • bKash Wallet Transfer.
  • Nagad Wallet Transfer.
Q-17. What type of Bill Payment services are available in MTB Visual IVR service?

Following Bill Payment services are available in MTB Visual IVR services:

  • Credit Card Bill Payment
  • Mobile Top-up
Q-18. What is the minimum & maximum transaction limit using MTB Visual IVR service?
Sl# Fund Transfer Daily Transaction Count Single Transaction Limit Daily Transaction Limit Monthly Transaction Limit
Service Name: Fund Transfer
1 Internal Fund Transfer 5 50,000 100,000 1,000,000
2 NPSB 2 25,000 50,000 500,000
3 BEFTN 2 25,000 50,000 500,000
Service Name: Credit Card Bill Payment
4 MTB Credit Card Bill Payment 5 Outstanding +
(Tk 1,000 for BDT
& $5 for USD)
Maximum BDT 3 Lac
Outstanding +
(Tk 1,000 for BDT
& $5 for USD)
Maximum BDT 3 Lac
N/A
Service Name: Fund Transfer from Card to Account (Fast Fund)
5 Fast Fund 5 Minimum BDT 1,000
Maximum BDT 3 Lac
Maximum BDT 5 Lac N/A
Service Name: MFS Wallet Transfer
6 bKash Wallet Transfer 5 5,000 20,000 50,000
7 Nagad Wallet Transfer 5 5,000 20,000 50,000
Service Name: Mobile Top-Up
8 Mobile Top-Up 5 1,000 5,000 10,000
Q-19. How to avail Cheque Book services from MTB Visual IVR?

Customer need to input his/her account number and authenticated with TPIN and then can submit account cheque book request for 10/25/50 leafs. A new Cheque book will be delivered to his/her preferred branch or account opening branch based on customer preference.

Q-20. Can customer check Daily USD Selling Rate through MTB VIVR?

Yes, customer can check daily exchange rate from Other Services Request menu through MTB VIVR.

Q-21. Which type of card base will get service through MTB Visual IVR?

All types of active card base will be able to get service through MTB Visual IVR.

Q-22. Is MTB Visual IVR service accessible for both Primary & Supple Cardholders?

Primary cardholder can check his/her card information along with supplementary card if similar contact number tagged with both cards. However, Supplementary cardholder can access services through MTB Visual IVR separately if different contact number has been tagged with his/her card.

Q-23. Can customer call from any number (Mobile, BTCL, IP Based Phone, and VOIP) to avail this service?

Only MTB Account or Cardholders calling from registered mobile can get MTB Visual IVR Link.

Q-24. On behalf of a customer, can anybody else avail IVR services for customer’s account/card?

No, a customer needs to call from his/her registered mobile number to get the VIVR link and in every validation step a customer needs to input his/her TPIN/Card PIN along with Account Number/Card Number. Moreover, for any transaction execution, a customer needs to authenticate the transaction through One Time Password (OTP) delivered to his/her registered mobile number.

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