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Craving to buy a new laptop? Thinking of a wonderful holiday? Need financial assistance for your child’s higher education? Want to purchase home appliances? Require marriage-related expenses? An MTB Personal Loan is your one-stop-solution for all your financial needs to fulfill any of your desires.MTB Personal Loan is simple, convenient and quick.


  • Loan amounts from Tk. 50,000 to Tk. 20,00,000
  • Flexible repayment option of 06 – 60 months
  • No hidden charges
  • Competitive interest rate
  • Easy documentation and quick processing
  • Option for early settlement


  • Age Minimum 21 and maximum 65 years or retirement date whichever is earlier at the loan maturity
  • Experience:
    • Salaried person : 1 year with 6 months permanent employment status
    • Self employed : 1 year of practice in the profession
    • Businessperson : 2 years of involvement in the same nature of business
  • Minimum monthly income:
    • Minimum BDT 18,000 for Government staff
    • Minimum BDT 20,000 for CEPP/Payroll/Salary with MTB
    • Minimum BDT 30,000 for other salaried person
    • Minimum BDT 50,000 for Self-employed
    • Minimum BDT 50,000 for Businessperson/Land lord/Land lady/other income individuals

Loan Balance transfer or Take over:

Customers enjoying EMI based personal loan with other banks may enjoy the facility of Loan Balance Transfer.


  • Minimum 6 loan EMI repayment with existing bank
  • Minimum takeover loan amount is Tk. 200,000 and maximum Tk. 20,00,000

Benefits of Takeover Plan:

  • No processing fee for loan takeover or balance transfer
  • Approved loan amount may be higher than the takeover loan amount

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