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Deposit

The days of thinking what to do with your property are gone. MTB brings you an opportunity to build a semi-pucca house on your property. That’s not all. You may also wish to renovate your existing semi-pucca house just the way you want.

Eligibility:

  • Any financially able person
  • Age: Minimum 21 and maximum 65 years or retirement date whichever is earlier at the loan maturity
    • Minimum BDT 25,000 for Government staff
    • Minimum BDT 40,000 for salaried person
    • Minimum BDT 50,000 for Self-employed –
    • Minimum BDT 50,000 for Businessperson/Land lord/Land lady/other income individuals
  • Experience:
    • Salaried person : 3 year with 6 months permanent employment status
    • Self employed : 3 year of practice in the profession
    • Businessperson : 3 years of involvement in the same nature of business

Loan Feature

  • Loan for house construction & extension of semi-pacca residential house
  • Loan amount Tk. 3,00,000 to Maximum Tk. 50,00,000 or allowable LTV, whichever is lower.
  • Partial disbursement facility of approved loan
  • Aggregation of co-applicant’s income
  • Competitive interest rate
  • Quick and simple processing and approval time
  • Partial or early settlement options available
  • Repayment From 1- 15 years.
  • Maximum Debt equity ratio/LTV will be 50% of Land Value or 80% of Proposed construction cost, whichever is lower

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