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Planning to build/uplift/renovate a home or furnish your home? MTB Home Equity loan provides a packaged financial assistance to individuals for fulfillment of your dream home. It’s time to get your coveted home by MTB Home Equity Loan.


  • Loan for house construction, extension, renovation, face upliftment, finishing work
  • Loan amounts from BDT 5,00,000 to BDT 2,00,00,000
  • Loan tenor from 1 to 25 years
  • Loan amount up to 70% of the property value
  • Financing at different stages of construction work
  • Partial disbursement facility of approved loan
  • Aggregation of co-applicant’s income
  • Competitive interest rate
  • Quick and simple processing and approval time
  • Partial or early settlement options available

Loan Amount:

  • Minimum BDT. 500,000/-
  • Maximum BDT. 20,000,000/- or LTV (as guided by Bangladesh Bank time to time) whichever is
  • Renovation BDT. 7,500,000/- or maximum LTV-70% whichever is lower.


  • Any financially able person
  • Min: 25 years
    Max: 70 years or retirement age whichever is earlier at the home loan maturity date.
  • For 100% cash covered loan: Minimum 21 years, Maximum 70 years. (It is applicable for both applicable for
    both applicant and co-applicant)
  • Minimum Income Range:
    • Minimum BDT 25,000 for Government staff
    • Minimum BDT 40,000 for salaried person
    • Minimum BDT 50,000 for Self-employed
    • Minimum BDT 50,000 for Businessperson/Land lord/Land lady/other income individuals
  • Experience:
    • Salaried person : 3 year with 6 months permanent employment status
    • Self employed : 3 year of practice in the profession
    • Businessperson : 3 years of involvement in the same nature of business

Loan Takeover Plan:

An exclusive offer for other bank’s credit worthy customers who can now transfer their outstanding Home Loan to MTB with special privileges.


  • Minimum 12 months loan EMI repayment history with existing bank
  • Property location and other eligibility criteria of general loan are applicable

Benefits of Takeover Plan:

  • Additional loan amount facility over takeover amount
  • No processing fee for takeover loan amount

Required documents:

  • Loan application
  • Applicant’s National ID/Driving License/Passport copy
  • Photographs of applicants (Studio photo)
  • Salary certificate for salaried person
  • Trade license for businessperson
  • Personal and business account statement for last one year
  • Applicant’s TIN certificate
  • Copies of all existing loans’ sanction letter and repayment history for last one year
  • Rental deed for rental income and ownership deed of rented property
  • Deed of agreement/property ownership deed
  • Other all property related documents’ copy

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