Effective from January 01, 2021
No. | Types of Deposit | Interest Rate | |
---|---|---|---|
1 | Savings Deposits | a) Regular | Up to 2.00% |
b) NRB | Up to 2.00% | ||
2 | Special Notice Deposits (SND) | Below BDT 10.00 million | 1.25% |
BDT 10.00 million to below BDT 250.00 million | 1.50% | ||
BDT 250.00 million to below BDT 500.00 million | 1.75% | ||
BDT 500.00 million to below BDT 1.00 billion | 2.00% | ||
BDT 1.00 billion and above | 2.50% |
Effective from February 01, 2024
Particulars | Less than 50 Lac | 50 Lac to Less than 1 Crore | 1 crore above |
---|---|---|---|
1 Month | 2.50% | 3.00% | 3.50% |
2 Months | 3.00% | 3.50% | 4.00% |
3 Months | 6.25% | 7.00% | 7.25% |
6 Months | 7.00% | 7.25% | 7.50% |
9 Months | 7.00% | 7.25% | 7.50% |
1 Year | 7.00% | 7.25% | 7.50% |
2 Years | 7.00% | 7.25% | 7.50% |
3 Years | 7.00% | 7.25% | 7.50% |
Effective from February 01, 2024
Particulars | Less than 50 Lac | 50 Lac to Less than 1 Crore | 1 crore above |
---|---|---|---|
100-Days | 6.75% | 7.00% | 7.25% |
210-Days | 7.00% | 7.25% | 7.50% |
365-Days | 7.00% | 7.25% | 7.50% |
Effective from March 22,2024
Particulars | Less than 1 Crore | 1 crore above |
---|---|---|
91-Days | 8.00% | 8.25% |
181-Days | 8.25% | 8.50% |
270-Days | 8.50% | 8.50% |
364-Days | 8.50% | 8.75% |
Also applicable for MTB Angona customers
Effective from November 09,2023
Particular | Less than 1 Crore | 1 Crore to Less than 5 Crore | 5 Crore and Above |
---|---|---|---|
1 month | 2.00% | 2.50% | 3.00% |
2 months | 2.75% | 3.25% | 3.75% |
3 months | 5.00% | 5.50% | 6.00% |
6 months | 5.25% | 5.75% | 6.25% |
9 months | 5.50% | 6.00% | 6.50% |
1 year | 5.50% | 6.00% | 6.50% |
2 years | 5.50% | 6.00% | 6.50% |
3 years | 5.50% | 6.00% | 6.50% |
Effective from November 16,2023
Particular | Less than 50 Lac | 50 Lac to Less than 1 Crore | 1 Crore to Less than 3 Crore | 3 Crore to Less than 5 Crore | 5 Crore to Less than 10 Crore | 10 Crore and Above |
---|---|---|---|---|---|---|
91-Days | 6.50% | 6.75% | 7.00% | 7.25% | 7.50% | 7.75% |
181-Days | 6.75% | 7.00% | 7.25% | 7.50% | 7.75% | 8.25% |
270-Days | 6.75% | 7.00% | 7.25% | 7.50% | 7.75% | 8.25% |
364-Days | 7.00% | 7.25% | 7.50% | 7.75% | 8.00% | 8.50% |
Above rate is not applicable for deposit from other Banks and/or NBFIs
Product Name | Product Name | Rate of Interest |
---|---|---|
MTB PROBAHO | INTEREST BEARING CURRENT ACCOUNT | 2.00% |
Effective from February 02, 2022
Particular | Less than 1 Crore | 1 Crore to Less than 5 Crore | 5 Crore and above |
---|---|---|---|
1 Month | 1.25% | 1.75% | 2.25% |
2 Month | 2.25% | 2.75% | 3.25% |
3 Month | 3.50% | 4.00% | 4.50% |
6 Month | 3.75% | 4.00% | 4.50% |
9 Month | 3.75% | 4.00% | 4.50% |
1 Year | 4.00% | 4.25% | 4.75% |
2 Year | 4.00% | 4.25% | 4.75% |
3 Year | 4.00% | 4.25% | 4.75% |
Above rate is not applicable for deposit from other Banks and/or NBFIs
Effective from January 01, 2021
Product Name | Deposit Slab ( Day End Balance) | Rate |
---|---|---|
MTB Inspire | Below BDT 0.1 million | 1.75% |
BDT 0.1 million to less than BDT 0.5 million | 2.00% | |
BDT 0.5 million to less than BDT 1.0 million | 2.25% | |
BDT 1.0 million and above | 2.50% | |
MTB Angona General Savings Account | Up to BDT 0.5 million | 2.00% |
Above BDT 0.5 million to BDT 2.0 million | 2.25% | |
Above BDT 2.0 million | 2.50% | |
MTB AngonaPremium Account | Any Amount | 2.50% |
MTB Senior | Below BDT 0.1 million | 1.75% |
BDT 0.1 million to less than BDT 0.5 million | 2.00% | |
BDT 0.5 million to less than BDT 1.0 million | 2.25% | |
BDT 1.0 million and above | 2.50% | |
MTB Junior | Any Amount | 2.50% |
MTB Graduate | Up to BDT 20,000 | 1.75% |
Above BDT 20,000 to BDT 50,000 | 2.00% | |
Above BDT 50,000 | 2.50% | |
Privilege Savings | Up to BDT 0.5 million | 1.75% |
Above BDT 0.5 million to BDT 1.5 million | 2.00% | |
Above BDT 1.5 million to BDT 2.5 million | 2.25% | |
Above BDT 2.5 million | 2.50% | |
MTB Sanchay | Any Amount | 2.50% |
MTB Ankur | Any Amount | 2.50% |
MTB Care | Any Amount | 2.50% |
MTB Extreme | Any Amount | 2.25% |
Categories | Interest Rate Band | Mid Rate |
---|---|---|
Corporate, Commercial and Project Loans & Advances | ||
Lending to Large Scale Industries | ||
a) Term Loan | – | 9.00% |
b) Lease Finance | – | 9.00% |
c) Working Capital | – | 9.00% |
d) Others | – | 9.00% |
Middle Market Corporate | ||
a) Term Loan | – | 9.00% |
b) Lease Finance | – | 9.00% |
c) Working Capital | – | 9.00% |
d) Other | – | 9.00% |
Export Finance (PC/ECC) | 7.00% (Fixed) | |
Real Estate Finance | ||
a) Commercial/Commercial-cum- Residential |
– | 9.00% |
b) Developer | – | 9.00% |
Loans to NBFIs | – | 9.00% |
Short Term Loan (STL) | – | 9.00% |
Loan/ Secured Overdraft (SOD) against FDR and other deposit scheme |
||
a) Against FDR of MTB | 3.00% above FDR interest rate | |
b) Against other deposit schemes of MTB |
3.00% above other deposit schemes interest rate | |
c) Against FDR of other Banks | – | 9.00% |
Others (Including IDBP) | – | 9.00% |
MSME Loans & Advance | Interest Rate Band | Mid Rate | |
---|---|---|---|
Small Business Loan | |||
Secured | Up to BDT 5 million | – | 9.00% |
Up to BDT 5 million | – | 9.00% | |
Unsecured | Above BDT 5 million | – | 9.00% |
MTB SME Cash Credit (Hypo) |
Up to BDT 5 million | – | 9.00% |
Above BDT 5 million | – | 9.00% | |
MTB Microfinance (for Agri) | 9% (Highest Rate) | ||
MTB Microfinance (excluding Agri Loan) |
Up to BDT 50 million | – | 9.00% |
Above BDT 50 million |
– | 9.00% | |
MTB Bhaggobati (under refinance scheme) |
9% (Highest Rate) | ||
MTB Gunabati (under prefinance scheme) |
9% (Highest Rate) | ||
MTB Krishi | 8% (Highest Rate) | ||
MTB Krishijat | |||
a) Secured | Up to BDT 5 million | – | 9.00% |
Above BDT 5 million | – | 9.00% | |
b) Unsecured | – | 9.00% | |
MTB Light Engineering | |||
a) Secured | Up to BDT 5 million | – | 9.00% |
Above BDT 5 million | – | 9.00% | |
b) Unsecured | – | 9.00% | |
MTB Green Energy | |||
a) Secured | Up to BDT 5 million | – | 9.00% |
Above BDT 5 million | – | 9.00% | |
b) Unsecured | – | 9.00% | |
MTB IT Genius | – | 9.00% | |
MTB Mousumi | – | 9.00% | |
MTB Youth Line | – | 9.00% | |
MTB Digoon | – | 9.00% | |
CMSME Loans & Advances | |||
MTB Supply Chain Finance | – | 9.00% | |
MTB Shachal | – | 9.00% | |
MTB Commercial Space Finance | – | 9.00% | |
MTB Abason (to be launched soon) | – | 9.00% |
Effective from November 08, 2023
Retail Loans | Interest Rate |
---|---|
MTB Personal Loan(New/Take Over)
*Conditions applied |
10.93% |
MTB Auto Loan
*Conditions applied |
10.00% |
MTB Home Loan(New/Take Over)
*Conditions applied |
10.00%. |
MTB Professional’s Loan | 9% |
MTB Education Finance (Unsecured Term Loan) | 9% |
MTB Neer | 9% |
MTB NRB Home Loan | 9% |
Credit Card Products | Interest Rate Band |
---|---|
VISA / Mastercard Classic | 20% |
VISA Gold (Local) | 20% |
VISA/Mastercard Gold | 20% |
VISA Platinum / Mastercard Titanium | 20% |
VISA Signature / Mastercard World | 20% |
Effective from March 21, 2024
Monthly Installment (BDT) | Period | Period | Period | Period | Period | |||||
1 Years | 3 Years | 5 Years | 8 Years | 10 Years | ||||||
Interest Rate | Maturity Value | Interest Rate | Maturity Value | Interest Rate | Maturity Value | Interest Rate | Maturity Value | Interest Rate | Maturity Value | |
250 | 9.50% | 3,156 | 9.00% | 10,339 | 8.75% | 18,793 | 8.50% | 34,228 | 8.50% | 46,980 |
500 | 9.50% | 6,312 | 9.00% | 20,679 | 8.75% | 37,586 | 8.50% | 68,456 | 8.50% | 93,960 |
1000 | 9.50% | 12,625 | 9.00% | 41,359 | 8.75% | 75,172 | 8.50% | 136,912 | 8.50% | 187,921 |
2000 | 9.50% | 25,250 | 9.00% | 82,718 | 8.75% | 150,345 | 8.50% | 273,824 | 8.50% | 375,842 |
5000 | 9.50% | 63,126 | 9.00% | 206,796 | 8.75% | 375,863 | 8.50% | 684,560 | 8.50% | 939,605 |
Effective from March 21, 2024
Monthly Installment | Period | Period | Period | Period | ||||
4 Years | 7 Years | 9 Years | 12 Years | |||||
Interest Rate | Maturity Value | Half Yearly Rate | Maturity Value | Half Yearly Rate | Maturity Value | Half Yearly Rate | Maturity Value | |
1000 | 8.75% | 57,459 | 8.50% | 114,421 | 8.50% | 161,356 | 8.50% | 248,170 |
2000 | 8.75% | 114,918 | 8.50% | 228,842 | 8.50% | 322,711 | 8.50% | 496,341 |
3000 | 8.75% | 172,378 | 8.50% | 343,262 | 8.50% | 484,067 | 8.50% | 744,511 |
4000 | 8.75% | 229,837 | 8.50% | 457,683 | 8.50% | 645,423 | 8.50% | 992,682 |
5000 | 8.75% | 287,297 | 8.50% | 572,104 | 8.50% | 806,778 | 8.50% | 1,240,852 |
Effective from January 01, 2024
Monthly installment | Period | Maturity Value |
---|---|---|
17,952 | 4 years | 1,000,000.00 |
11,099 | 6 years | 1,000,000.00 |
7,789 | 8 years | 1,000,000.00 |
5,776 | 10 years | 1,000,000.00 |
4,455 | 12 years | 1,000,000.00 |
3,164 | 15 years | 1,000,000.00 |
1,932 | 20 years | 1,000,000.00 |
Effective from March 11, 2020
Maturity period | Half Yearly Interest Rate |
---|---|
10 Years 3 Months | 6.89% |
Effective from October 01, 2023
Monthly installment | Period | Interest Rate | Maturity Value |
---|---|---|---|
180,444.00 | 4 years | 7.00% | 1,00,00,000.00 |
139,227.00 | 5 years | 7.00% | 1,00,00,000.00 |
111,857.00 | 6 years | 7.00% | 1,00,00,000.00 |
77,885.00 | 8 years | 7.00% | 1,00,00,000.00 |
57,756.00 | 10 years | 7.00% | 1,00,00,000.00 |
44,546.00 | 12 years | 7.00% | 1,00,00,000.00 |
31,640.00 | 15 years | 7.00% | 1,00,00,000.00 |
23,331.00 | 18 years | 7.00% | 1,00,00,000.00 |
19,318.00 | 20 years | 7.00% | 1,00,00,000.00 |
Tenor | Rate of Interest |
---|---|
4 Years | 8.75% |
Effective from March 21, 2024
Principal Amount) |
Interest Rate | Period | Monthly Benefit (Before Tax) |
Monthly Benefit (After 10% Tax) |
Monthly Benefit (After 15% Tax) |
---|---|---|---|---|---|
100,000.00 | 9.50% | 1 Year | 791.67 | 712.50 | 672.92 |
100,000.00 | 9.00% | 2 Year | 750.00 | 675.00 | 637.50 |
100,000.00 | 8.50% | 3 Year | 708.33 | 637.50 | 602.08 |
Effective from March 21, 2024
Principal Amount | Interest Rate | Period | Quarterly Benefit (Before Tax) |
Quarterly Benefit (After 10% Tax) |
Quarterly Benefit (After 15% Tax) |
---|---|---|---|---|---|
1,00,000.00 | 9.50% | 1 Year | 2,375.00 | 2,137.50 | 2,018.75 |
1,00,000.00 | 9.00% | 2 Year | 2,250.00 | 2,025.00 | 1,912.50 |
Effective from January 01, 2021
Product Name | Rate |
---|---|
MTB Payroll Premium | 2.50% |
MTB Payroll Savers | 2.25% |
MTB Payroll E-Savers | 2.00% |
Effective from March 21, 2024
Tenor | Monthly Payment | Interest Rate | Maturity Value(Pre-Tax) |
---|---|---|---|
12 Months | 7,922 | 9.50% | 100,000.00 |
18 Months | 5,168 | 9.25% | 100,000.00 |
24 Months | 3,787 | 9.25% | 100,000.00 |
36 Months | 2,419 | 9.00% | 100,000.00 |
Effective from February 01, 2024
Particulars | Less than 50 Lac | 50 Lac to Less than 1 Crore | 1 Crore and Above |
---|---|---|---|
1 Month | 2.50% | 3.00% | 3.50% |
2 Months | 3.00% | 3.50% | 4.00% |
3 Months | 6.25% | 7.00% | 7.25% |
6 Months | 7.00% | 7.25% | 7.50% |
9 Months | 7.00% | 7.25% | 7.50% |
1 Year | 7.00% | 7.25% | 7.50% |
2 Years | 7.00% | 7.25% | 7.50% |
3 Years | 7.00% | 7.25% | 7.50% |
Effective from March 21, 2024
Maturity Table for Installment Amount & Maturity Value(Excluding Tax) | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|
Monthly Installment (BDT) | Period | Period | Period | Period | Period | |||||
1 Years | 3 Years | 5 Years | 8 Years | 10 Years | ||||||
Interest Rate | Maturity Value | Half Yearly Rate | Maturity Value | Half Yearly Rate | Maturity Value | Half Yearly Rate | Maturity Value | Half Yearly Rate | Maturity Value | |
500 | 9.50% | 6,312 | 9.00% | 20,679 | 8.75% | 37,586 | 8.50% | 68,456 | 8.50% | 93,960 |
1000 | 9.50% | 12,625 | 9.00% | 41,359 | 8.75% | 75,172 | 8.50% | 136,912 | 8.50% | 187,921 |
2000 | 9.50% | 25,250 | 9.00% | 82,718 | 8.75% | 150,345 | 8.50% | 273,824 | 8.50% | 375,842 |
5000 | 9.50% | 63,126 | 9.00% | 206,796 | 8.75% | 375,863 | 8.50% | 684,560 | 8.50% | 939,605 |
Effective from April 05, 2021
Fixed Deposit Products | Interest Rate |
---|---|
MTB Shield | 5.90% |
MTB Instant | 3.75% |
MTB NRB FDR | Same as regular FDR |
Effective from July 26, 2020
Amount | Revised Rate | ||
---|---|---|---|
As per PPG | 3 Months to < 6 Months | 6 Months to < 1 Year | 1 Year or more |
1% | 2% | 3% |