This facility supports SMEs in procuring raw materials, spare parts, and trading goods required for daily business operations. Financing is structured under Murabahah, where the bank purchases goods and sells them to the client at a disclosed cost plus profit on deferred payment basis; Salam, where advance payment is made against future delivery of specified goods; or Musharakah, where both the bank and the client jointly contribute capital for procurement. Facilities may be offered in fixed-term or demand nature, depending on business cash-flow requirements.