MTB Yaqeen

MTB Islamic Ujrah Card is a Shari’ah-compliant alternative to conventional credit cards. This product has been designed on the basis of ‘Ujrah’ concept, which refers to a fixed-fee structure. Ujrah cardholders will have to pay a fixed Monthly Maintenance Fee (MMF) based on the types of the cards they use (gold, platinum, signature), irrespective of the cards’ outstanding balance.

Types of Ujrah Card Monthly Maintenance Fee Min. Card Limitt Max. Card Limit
Gold 2% on overdue
outstanding, not more
than BDT 2,000/-		 75,000 200,000
Platinum 2% on overdue
outstanding, not more
than BDT 5,000/-		 150,000 500,000
Signature 2% on overdue
outstanding, not more
than BDT 8,000/-		 300,000 1,000,000 (Unsecured), 25,00,000 (Secured)

Benefits:

  • Access to the largest Air Lounge Network in the country.
  • Complimentary Access to 1300+ international Airport Lounges under LoungeKey.
  • Complimentary Airport Pick & Drop and Meet & Greet Services at Dhaka International Airport.
  • MRewardz: Highest Reward Point Value in the market & Online Redemption of Points.
  • ATM cash withdrawals without daily accrual charges.
  • No Late Payment Fee.

Features:

  • MTB Islamic Ujrah Card cannot be used to avail any product or service that is impermissible in Islamic Shari’ah.
  • Monthly Maintenance Fee (MMF) will be determined based on the type of card, e.g., signature, platinum and gold that offer different set of services, benefits and privileges.
  • For the sake of equity and justice, MTB, at its own discretion, may allow rebate on MMF, based on a customer’s credit rating, repayment history and uses of card etc. However, allowing such rebate will in no way be treated as a part of the agreement.
  • Bank can impose additional fees* on incidental services provided to the Cardholder i.e., as Cash Advance Fee, Fast Fund Fee, PIN replacement Fee etc., when applicable.

MTB Islamic Ujrah Card Schedule of Charges (SOC)

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