MTB Islamic offers comprehensive Shariah-compliant trade finance solutions to support both importers and exporters.

For importers, facilities include Islamic Letters of Credit (LC) for import of raw materials, spare parts, and capital machinery under Murabahah, covering regular and back-to-back cases with Sight, Usance, UPAS, EDF, CAD, and LCAF structures. Post-import financing is available under Murabahah, including facilities backed by Bangladesh Bank-approved EDF refinancing. Trust Receipt (TR) financing is provided under Murabahah to retire documents of Sight LCs, while post-import term financing for capital machinery is offered under HPSM.

For exporters, MTB Islamic provides pre-shipment financing (Packing Credit) to meet salary, wages, and operational expenses under Salam or Musharakah. Post-shipment Export Bill Financing is available to address immediate working capital needs, along with financing against export cash incentives in line with Bangladesh Bank regulations.