MTB Islamic offers short-term continuous working capital facilities in the form of Overdraft (OD) or Cash Credit (CC) to support recurring operational needs. Financing is structured under Musharakah, allowing flexible drawdown and repayment within approved limits. The facility supports local procurement of raw materials and trading items, payment of salary, wages, and other overhead expenses, and allows over-the-counter drawdown through cheque book facilities, ensuring smooth cash-flow management for day-to-day business activities.