MTB Yaqeen Farmer Savings Schemeis a recurring deposit product, especially designed for the farmers-the backbone of a nation,a form of partnership between the client and MTB Yaqeen. The depositor is the ‘Rab-ul-Maal’ or capital provider and the bank is the ‘Mudarib’ or user of the client’s funds. MTB Yaqeen allocates the funds to a deposit pool which is utilized under Shari’ah compliant modes of financing. Income from such financing activities are distributed between MTB Yaqeen and its client as per pre-agreed Income Sharing Ratio (ISR). This product enables the eligible intended farmers to build up their planned fund, through monthly installments over a period of time.