MTB Yaqeen Asriya Scheme is a recurring deposit product, designed based on the principle of Mudarabah, a form of partnership between the client and MTB Yaqeen. The depositor is the ‘Rab-ul-Maal’ or capital provider and the bank is the ‘Mudarib’ or user of the client’s funds. MTB Yaqeen allocates the funds to a deposit pool which is utilized under Shari’ah compliant modes of financing. Income from such financing activities are distributed between MTB Yaqeen and its client as per pre-agreed Income Sharing Ratio (ISR).This scheme will enable the eligible persons to build up fund for BDT 1,00,00,000 (one crore) through monthly installments over a period of time.

Key Features:

  • Any Bangladeshi citizen/resident aged 18 years or above can open this scheme.
  • Legal guardians can open & operate this scheme on behalf of minors.
  • This scheme can be opened for any tenure of 4/5/6/8/10/12/15/18/20 years*.
  • The monthly installment size is determined based on preferred tenure and indicative profit rate.
  • Profit rate is derived from the pre-agreed Income Sharing Ratio (ISR) on monthly basis.
  • Profit rate may vary with any variation in bank’s income.
  • Qard/withdrawal facility up to 90% of the principal value can be availed.

*Based on actual income, actual tenure to become ‘Asriya’ may vary. Tenures mentioned above are for indicative purpose only.

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