 |
| MTB Interest Rates
on Deposit |
| |
| |
Types of Deposit |
Interest
Rate |
| 1. |
Savings Deposits |
a) General |
5.25%
|
| b) Wage Earners |
5.50%
|
| 2. |
Short Term
Deposits |
4.75%
|
| 3. |
Fixed Deposits: |
| |
1 month
|
| |
Any Amount |
5.50%
|
| |
3 months
|
| |
Any Amount |
8.50%
|
| |
6 months
|
| |
Any Amount |
8.25%
|
| |
12 months to 24 months
|
| |
Any Amount |
8.50%
|
|
|
|
Updated Last on 01-03-2010
|
| |
| |
| MTB Interest Rates
on Lending |
| |
|
|
Categories
|
Rates
|
| 1 |
Agriculture |
12.50%* (Highest)
|
| 2 |
Term loan to large &
medium scale industries |
13.00% (Highest)
|
| 3 |
Working Capital |
13.00% (Highest)
|
| 4 |
Export Finance (PC, ECC) |
7.00% (Highest)**
|
| 5 |
Commercial Lending |
13.00% (Highest)
|
| 6. |
Import finance |
13.00% ***
(Mid Rate)
|
| 7. |
Housing Loan: |
(1) Commercial |
13.00% (Highest)
|
(2) Residential
a)General
b) Wage Earners |
12.75%(Highest)
12.50%(Highest)
|
| |
|
|
|
| 7 |
Term Loan to small &
Cottage Industries |
14.50% ( Mid Rate)
|
| 8 |
Consumer Credit |
14.50% (Mid Rate)
|
| 9 |
Lease Finance |
14.50% (Mid Rate)
|
| 10 |
Loan to Non-Banking Financial
Institutions |
13.00% (Highest)
|
| 11 |
Loan/SOD against FDR of
the Bank |
3% above FDR Rate
|
| 12 |
SOD against FDR of other
Banks |
13.00% (Mid Rate)
|
| 13 |
Auto Loan |
14.50% (Mid Rate)
|
| 14 |
Small Business Loan |
13.00% (Mid Rate)
|
| 15 |
Others |
13.00% (Mid Rate)
|
* The interest rate on financing against pulse,
oil seeds, spices (onion, garlic, ginger, chili,
turmeric
and cumin) and maize will be 2% (as per ACSPD
Circular No. 3 dated 10.10.2006) .
* * As per BRPD Circular No. 01 dated 10.1.2004.
* * * The rate of interest on import financing
of rice, wheat, sugar, edible oil (crude and refined),
chickpeas, beans, lentils, onions, spices, dates
and powder milk will remain to a maximum of 12%(
as per BRPD circular No. 09 dated 14.08.2007,
04 dated 17.3.2008, 06 dated 5.5.2009 and 07
dated 10.5.2009) |
|
|
|
Updated Last on 03-02-2010
|
|
|
