| |
Categories |
Interest
Rates (Mid) |
| 1 |
Agriculture |
8.00%
|
| 2 |
Term loan to
large & medium scale industries |
12.50%
|
| 3 |
Working Capital |
a. For large & medium
scale industries |
12.50%
|
| b. For
others |
13.50%
|
| 4 |
Export Finance
(PC, ECC) |
7.00% (Fixed)
|
| 5 |
Commercial Lending
including import finance |
14.00%*
|
| 6 |
Housing Loan: |
(1) Commercial |
14.50%
|
(2) Residential
a)General
b) Wage
Earners |
13.50%
13.00%
|
| |
|
|
|
| 7 |
Term Loan to
small & Cottage Industries |
12.50%
|
| 8 |
Consumer Credit |
14.50%
|
| 9 |
Lease Finance |
14.00%
|
| 10 |
Loan to Non-Banking
Financial Institutions |
14.00%
|
| 11 |
Loan/SOD against
FDR of the Bank |
2% above FDR Rate (Fixed)
|
| 12 |
SOD against
FDR of other Banks |
13.50%
|
| 13 |
Auto Loan |
14.50%
|
| 14 |
Small Business
Loan |
14.50%
|
| 15 |
Others |
13.50%
|