Mutual Trust Bank Ltd.
  MTB Interest Rates
 
 
MTB Interest Rates on Deposit
 
  Types of Deposit Interest Rate
1. Savings Deposits a) General
6.50%
b) NRB
6.75%
2. Special Notice Deposits (SND)
  BELOW BDT 10.00 MILLION
5.50%
  BDT 10.00 MILLION TO BELOW 250.00 MILLION
7.00%
  BDT 250.00 MILLION TO BELOW 1.00 BILLION
9.50%
  BDT 1.00 BILLION AND ABOVE
10.00%
   
3. Fixed Deposits:
 
1 month
  Less than BDT 50.00 million
13.00%-14.50%
  BDT 50.00 million and above
15.00%
 
3 months
  Less than BDT 50.00 million
13.00%-14.50%
  BDT 50.00 million and above
15.00%
 
6 months
  Less than BDT 50.00 million
13.00%-14.50%
  BDT 50.00 million and above
15.00%
 
12 months
  Less than BDT 50.00 million
13.00%-14.50%
  BDT 50.00 million and above
15.00%
 
NB: If the amount in MTB Regular Savings A/C goes down the minimum balance of BDT 10,000.00, interest will not be applied.
 
Effective from: January 10, 2012
 
MTB Interest Rates on Retail Savings Products
 
Product Name
Deposit Slab ( If any)
Rate
MTB Inspire Below BDT 0.1 million
6.00%
BDT 0.1 million to less than BDT 0.5 million
6.50%
BDT 0.5 million to less than BDT 1.0 million
7.50%
BDT 1.0 million and above
8.50%
MTB Ruby
Day End Balance
Interest Rate
Up to BDT 5 lac
5.50%
Above BDT 5 lac and up to BDT 20 lac
5.75%
Above BDT 20 lac
6.00%
MTB Senior Below BDT 0.1 million
6.00%
BDT 0.1 million to less than BDT 0.5 million
6.50%
BDT 0.5 million to less than BDT 1.0 million
7.50%
BDT 1.0 million and above
8.50%
MTB Junior
Day End Balance
Interest Rate
Up to BDT 20,000
5.00%
Above BDT 20,000 and up to BDT 50,000
5.50%
Above BDT 50,000
6.00%
MTB Graduate
Day End Balance
Interest Rate
Up to BDT 20,000
5.25%
Above BDT 20,000 and up to BDT 50,000
5.75%
Above BDT 50,000
6.00%
Privilege Savings
Day End Balance
Interest Rate
Up to BDT 5 lac
5.50%
Above BDT 5 lac and up to BDT 15 lac
6.00%
Above BDT 15 lac and up to BDT 25 lac
6.25%
Above BDT 25 lac
6.75%
Effective from October 01, 2011
 
MTB Interest Rates on Lending

Categories
Rates
1
Agriculture
13.00% (Highest) *
2
Term loan a) Industrial
15.50% (Mid Rate)
b) Non-Industrial
16.50% (Mid Rate)
3
Working Capital
16.50% (Mid Rate)
4
Export Finance (PC, ECC)
7.00% (Highest)*
5
Commercial Lending
16.50% (Mid Rate)
6.
Import finance a) General
16.50% (Mid Rate)
b) Essential Goods (rice, wheat, edible oil, lentils, chickpeas, onion, date and sugar)
15.00% (Mid Rate)
7.
Housing Loan: a) Commercial
16.50% (Mid Rate)
b) Residential
14.50% (Mid Rate)
8.
Consumer Credit
18.00% (Mid Rate)
9.
Lease Finance
16.50% (Mid Rate)
10.
Loan to Non-Banking Financial Institutions
17.00% (Mid Rate)
11.
Loan/ SOD against FDR of MTB
3.00% above FDR interest rate but not less than 14.00% P.A.
12.
SOD against FDR of other Banks
17.00% (Mid Rate)

13.

Loan/SOD against other Special Deposit Products of MTB
3.00% above deposit product interest rate but not less than 14.00% P.A.
14.
Auto Loan
16.50% (Mid Rate)
15.
Small Business Loan under SME
16.50% (Mid Rate)
16.
Others
17.00% (Mid Rate)
* * As per BRPD Circular No. 2 dated January 4, 2012 and Circular No. 3 dated March 9, 2011.
Effective from January 15, 2012
 
 
 
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