MTB Visa Signature Credit Card
MTB Visa Signature Credit Card is the ultimate status statement that you create while making a purchase, shopping, dining or travelling. This is your window to the world of exclusive privileges and benefits. Each facet of this limitless world, will seamlessly fit into your enriched way of life and present you with lifestyles crafted, exclusively for you. Credit Limit for Visa Signature Card starts from BDT 500,001 to BDT 1,000,000. Minimum income requirement to be eligible for this card is for salaried BDT 150,000 & above, for businessman BDT 200,000 & above.
Entitled Benefits for Visa Signature Credit Card:
EUROPAY, MASTERCARD AND VISA (EMV)
EUROPAY, MASTERCARD AND VISA (EMV) MTB is proud to bring new Europay, MasterCard and Visa (EMV) Chip Card with enhanced security. This new MTB card comes embedded with a microprocessor chip and offers a whole new level of security on all transactions. Using the Chip+PIN enabled card requires to follow a secure process. Cardholder will be required to enter confidential PIN at merchant outlets to validate the transaction(s). Therefore cardholder needs to memorize PIN, which will be send via separate mailer.
With the endeavor to serve you the highest utility from card products and services, we are here to offer you MTB Visa Signature Credit Card. Be our privileged customer and enjoy the wide range of unparalleled benefits and customer services along with the promise of giving you the feeling of maintaining a prestigious position in the society.
Maximum Credit Limit
MTB Visa Signature credit cardholders are persons with high-income levels. The credit limit should support the distinct positioning of MTB Visa Signature credit card by providing maximum purchasing power to the cardholders. MTB Visa Signature credit card is offered with a maximum credit limit of BDT 1,000,000 or as guided by the Central Bank of Bangladesh. This maximum credit limit may be converted into USD at the bank’s fixed exchange rate.
MTB Visa Signature credit card comes with a unique offer where you do not need to pay the Renewal Fee if you transact for 15 times in a year. This gives you the opportunity to save by using the card more.
Free 1st Card Cheque book
MTB Credit Card comes with a free Cheque book. You can use the cheques where Cards are not accepted or if you want to do your regular cheque-type transactions (A/C Payee only). The first cheque book is free and bundled in your welcome pack.
50 Days Interest Free Period
MTB Visa Signature Credit Cards enjoy 50 days maximum interest free period. No matter what your previous month balance was, every purchase transaction in POS or cheque is considered for interest free period of maximum 50 days and minimum 20 days.
Lower Interest Rate
Interest rate applied on MTB Visa Signature credit cards is lower than normal rates. All transactions are charged at 25% per annum compared to the regular credit cards at 30% per annum.
Free Supplementary Card
MTB Visa Signature Credit Card gives you the opportunity to share the benefits of your Card with your dear ones, by providing supplementary cards. Being a primary cardholder, you have the option to set a spending limit for each of your supplementary cards. This is perfect for you if you are thinking of giving your children their pocket money with preset spending limit. You can easily setup their spending limit and also keep an eye on their spending behavior. All transactions on your supplementary card will be separately shown on your monthly statement.
Worldwide cash Advance from Visa Branded ATM
You can withdraw cash from hundreds of ATMs countrywide and thousands of ATMs Globally and the withdrawal limit is 50% of your BDT or USD card limit.
Complimentary access to AIR LOUNGE
MTB offers you airport lounge service with a place designed exclusively to relax, rejuvenate and recharge weary travelers through exclusive facilities. Just show your MTB Visa Signature Credit Card at the reception counter of AIR LOUNGE to get complimentary (unlimited) access facility 24/7.One guest along with two children below 12 years of age receive complimentary access too.
- Multi- Cuisine Food
- Flight Information Display
- Newspapers & Magazines
- Free Local Call facility
- Mobile Charging Ports
- Separate Restrooms
- Shower facility
Key Services for MTB cardholder at AIR LOUNGE:
Card status checking facility, Endorsement facility, foreign part enabling and disabling facility, e-commerce facility.
Access to 900+Airport lounge in 100 countries
Priority Pass is the largest independent airport VIP lounge program in the world, with over 900 exclusive VIP airport lounge locations around the world. To be admitted into these lounges, cardholders must present their Priority Pass membership card. Priority Pass membership cards can be used at any participating airport lounges regardless of airline of travel or class of ticket. To know more about it, please visit: www.prioritypass.com.
MTB Visa Signature Credit cardholders are eligible to get a Priority Pass to have this exclusive privilege while traveling around the world. On top of that, MTB Visa Signature Credit cardholder can enjoy up to 10 times free access/visits in a calendar year using this Priority Pass, provided cardholder has done passport endorsement against his credit card.
Airport Pick Drop Service
This is a fully complimentary airport pick and drop service for MTB Visa Signature Credit cardholders. Please choose your favorite vehicle from a variety available at the renowned Europcar. To enjoy the service, please contact our 24/7 Contact Centre @ 16219 from any mobile inside Bangladesh or +880 96040 16219 from anywhere in the world. For a booking, please notify us at least 48 hours before you travel.
Meet & Greet Service
MTB Visa Signature Credit cardholders get a complimentary Meet & Greet Service at Hazrat Shahjalal international Airport (HSIA), Dhaka, while departing or arriving. This service includes:
For departing cardholder:
- Receive all cardholders from the main terminal building gates with their luggage’s.
- Take the cardholders inside for scanning luggage and check-in formalities.
For arriving cardholder:
- Receive all cardholders after the immigration area.
- After completion of immigration formalities, collect luggage from the luggage collection belt.
- Escort cardholders to the red or green channel.
- Finally escort them to the car parking area.
Please book your service at least 48 hours before your departure or arrival by calling our 24/7 Contact Centre @ 16219 from any mobile inside Bangladesh or +880 96040 16219 from anywhere in the world. We will be happy to make your reservation for this service.
Immediate cash advance facilities
With a MTB Visa Signature Credit Card in your wallet, you will not be strapped for cash ever again. You can withdraw cash up to 50% of your total credit limit 24 hours a day from any MTB ATM; or any NPSB and VISA ATMs across the country or, from any Visa ATMs worldwide. You do not need to worry about carrying cash anywhere, not even on a foreign trip when there is no one to give you hard cash at times of need. MTB Visa Signature Credit card will always be with you.
Whenever you use MTB Credit Card, a system generated SMS will reach you in your mobile phone stating your usage, date and time. This gives you complete control over your card usage. This feature will give you complete peace of mind as you can be assured of knowing any transaction that happens in your card.
Even when you are travelling abroad, with your phone on roaming through tagging with your MTB Visa Signature Credit Card, we will provide you with transaction alerts and you get all these only for a very nominal annual fee.
MTB Flexi Pay with ZERO interest
MTB Visa Signature Credit Cardholder can avail Flexipay facility- an equal installment plan that allows the cardholder the flexibility to convert retail purchase transactions at partner outlets into an installment scheme where the cardholder pays back the amount over a tenor ranging from 3 months to 24 months without any interest. The customer enjoys the flexibility to buy high value items on MTB credit card and conveniently pay in monthly installments without any interest at partner outlets.
This card offers you a wide range of benefits at over hundreds of merchant outlets in Bangladesh and around the world. MTB has partnered with hundreds of merchants in lifestyle, hotel, dining, airlines, tours and travels etc. for giving MTB Visa Signature credit cardholders a hefty discount on their products and services.
MTB Visa Signature Credit Card is accepted over 29 million Visa merchants/outlets globally. No matter which country you are travelling with MTB Visa Signature Credit Card, you will have the merchant ready to serve you.
Auto Debit Facility
If you have an account with any MTB branch, you have the option of making the payment of your monthly credit statement (either the minimum amount due or the total amount due) directly through your bank account.
Convenient Payment Option
When you receive your bill, you need not pay the entire bill amount. You have the flexibility of selecting any of the following payment options:
- Pay the total amount due
- Pay only the minimum amount due (5% of your total outstanding or BDT 500 whichever is higher for local card and for Dual card 5% of your total outstanding or USD 10 whichever is higher) and the balance can be carried forward to subsequent statements.
- Pay any amount ranging from the minimum amount due to the total amount due.
Payment through Internet Banking
If you have an Internet Banking ID with MTB, you can log on to your Internet Banking account and pay your card bills directly.
E- Statement Service
MTB cardholders can receive monthly statements via e-mail, completely free of cost. This is a fast, reliable and efficient service, which will minimize your paperwork and maximize convenience. Your Statement Mails can be delivered to more than one e-mail address (up to a maximum of three e-mail addresses). All you need to do is just filling up the form and we will do the rest.
Limited Lost Card Liability
In case the Card is lost or stolen, call the MTB 24/7 Contact Centre and report the loss of your Card. A new Card will be sent to you within 72 hours of reporting this loss. You are protected from any financial liability arising out of transactions done on your missing Card, from the time you report the loss to us.
24/7 Contact Centre
For any and every Card related need of yours, MTB 24/7 Contact Centre is there to serve you. Just dial 16219 from any mobile phone in Bangladesh or dial +880 96040 16219 from anywhere in the world and you are connected. This service will provide cardholders with immediate access to account related inquiries and other issuer specific services.
The following information may be provided:
- Current line of available credit
- Date and amount of last payment
- Overdue amount
- Next payment due date
- Transaction inquiries
- Foreign exchange rate inquiries
- Current interest charges
- Change of personal information
- Resolution of outstanding problems
Concierge Service – Concierge Online
Concierge Online provides an alternative to the conventional telephone concierge service.
With a simple click of the mouse, cardholders can easily request for Trip Planning Assistance, Hotel Reservations, Flight Reservations, Car Rentals, Restaurant Reservations and Performance Ticket Bookings, all from the comfort of their homes. To use Concierge Online, MTB Visa Signature cardholders must first register through the Visa Card website. During registration, cardholders get to decide on the username and password that they wish to use for logging on to Concierge Online.
Process to Obtain this Service
- Register in www.visasignature.com.
- Mention your travel plan and services required in the website and submit the form to the website
- VISA’s integrated Call Center will contact you shortly through your phone and your email and provide their support.
- Please note: Information, reservations, referrals, etc., are all available at no cost to the cardholder. However, the cost of any goods or services purchased will be billed directly to the cardholder’s MTB Visa Signature card.
Types of services VSCC can provide:
- Flight and hotel information, reservations and ticketing
- Car rental and limousine service
- Information, referrals & reservations
- Information, referrals, reservations for restaurants, health clubs, sporting events, golf, shopping and more.
Information on visas/passports, custom/duties and foreign destination such as weather, currency exchange rates, language, time, ATM locations and more.
Business services assistance
Information on foreign protocol and assistance with services such as rental of conference rooms, computers, fax machines, translators and more.
Flower and gift assistance
Information and assistance with various gift baskets and floral arrangements.
The Visa Signature Club
The Visa Signature Club is a unique recognition program that rewards cardholders with exclusive privileges from partners well known by their international reputation for excellence and service.
From complimentary room upgrades at five-star hotels, attractive retail discounts, special rates on car rentals to spa services, these exclusive Visa Platinum Club privileges help us reward the cardholders in a special way.
For more details on partners and the corresponding privileges that they offer, visit the Visa Platinum website at www.visasignature.com.
MTB Visa Signature Dining
MTB Visa Signature Dining is a fine dining program specially designed for MTB Visa Signature cardholders. It offers dining privileges at over 100 fine restaurants in different countries in Asia Pacific. Including complimentary bottle of wine, priority reservations and free parking when you dine at participating restaurants this benefit will be there to serve you. Now, whether you are in the mood for exotic Mediterranean fare, traditional Japanese cuisine or a lavish Chinese banquet, you can always expect the best treats with your MTB Visa Signature card. Besides covering the widest network where VISA has its presence, this service is also available at selected restaurants in Bangladesh.
For more information on MTB Visa Signature Dining, visit the MTB Visa Signature website at www.visasignature.com.
MTB Visa Signature Golf
MTB Visa Signature Golf offers MTB Visa Signature cardholders complimentary tee-offs discounted green fees and exclusive access to the world’s most celebrated golf clubs.
Visit the MTB Visa Signature website at www.visasignature.com.or refer to the golf brochure in the package.
Who can apply and required documents:
- Salaried Executives
- Business Persons
- Limited Company
- Self Employed
- Land Lord or Lady
Required Documentations (Salaried Executives)
- Salary certificate/Pay-slip signed by branch managers/manager accounts/HR/Admin/Finance
- Letter of Introduction in official letterhead
- Joining letter/increment letter with attestation (Account/HR/Admin/Finance)
- Two copies color Photograph
- National ID Copy
- TIN related documents
- Bank Statement for last 6 months (Not more than 1 month older)
- Business card and copy of Employee ID (If available)
Required Documentations (Business Persons/Self Employed/ Land Lord or Lady)
- Valid Trade license (Latest and 2 years old)
- Two copies color photograph
- National ID Copy
- TIN related documents
- Bank Statement for last 6 months Sole-Proprietorship Account or personal account.
- Business card (If available)
- 1 (One) Undated Cheque and Letter of Authorization (Deposit of Cheque) will be required
- Latest 6 months’ Bank Statement (Personal/Firm)
- Partnership Deed Copy
- Trade License (Latest and 2 years old)
- Partnership Deed (Registered/ Notarized
- Latest 6 months’ Bank Statement (Both Personal and Company should not be more than 1 month old)MASTERCARD
- Memorandum and Articles of Association Copy
- Certificate of Incorporation copy