MTB Classic Master Credit Card

MTB Classic MasterCard has dual options to make transaction in two currencies. Its acceptance jurisdiction is within the country and outside Bangladesh in BDT and USD respectively. Its credit limit starts from BDT 10,000 to BDT 500,000 and this Limit is convertible into USD within the global limit as per endorsement. Minimum income requirement to be eligible for this card is for salaried BDT 20,000 to 29,999, for businessman below BDT 50,000.

Entitled Benefits for Classic MasterCard

EUROPAY, MASTERCARD AND VISA (EMV)

EUROPAY, MASTERCARD AND VISA (EMV) MTB is proud to bring new Europay, MasterCard and Visa (EMV) Chip Card with enhanced security. This new MTB card comes embedded with a microprocessor chip and offers a whole new level of security on all transactions. Using the Chip+PIN enabled card requires to follow a secure process. Cardholder will be required to enter confidential PIN at merchant outlets to validate the transaction(s). Therefore cardholder needs to memorize PIN, which will be send via separate mailer.

Zero Renewal

MTB Classic MasterCard comes with a unique offer where you do not need to pay the Renewal Fee if you transact for 15 times in a year. This gives you the opportunity to save by using the card more.

Free 1st Card Cheque book

MTB Classic MasterCard offers a free Cheque book. You can use the cheques where Cards are not accepted or if you want to do your regular cheque-type transactions (A/C Payee only). The first cheque book is free and bundled in your welcome pack.

Transaction Alert

Whenever you use MTB Credit Card, a system generated SMS will reach you in your mobile phone stating your usage, date and time. This gives you complete control over your card usage. This feature will give you complete peace of mind as you can be assured of knowing any transaction that happens in your card.

45 Days Interest Free Period

MTB Classic MasterCard offers 45 days maximum interest free period. No matter what was your previous month’s balance, within your available credit limit you can avail interest free period of maximum 45 days and minimum 15 days for every purchase transaction in POS or cheque.

Worldwide cash Advance

You can withdraw cash from hundreds of MasterCard ATMs countrywide and thousands of MasterCard ATMs Globally and the withdrawal limit is 50% of your BDT or USD card limit.

Great Discounts

This card offers you a wide range of benefits in 1,200+ local merchants and 1,300+ merchants worldwide.

Free Supplementary Card

MTB Classic MasterCard will get the first supplementary card absolutely free. Cardholders can preset monthly limit of the supplementary cardholders as a percentage of their approved limit or any amount accommodated within the approved limit.

Immediate Cash Advance

Withdraw cash up to 50% of your total credit limit 24 hours a day from any MTB ATM; or any NPSB ATMs within Bangladesh and MasterCard ATMs around the globe.

Auto Debit Facility

If you have an account with any MTB branch, you have the option of making the payment of your monthly credit statement (either the minimum amount due or the total amount due) directly through your bank account.

Convenient Payment Option

When you receive your bill, you do not need to pay the entire bill amount. You have the flexibility of selecting any of the following payment options:

  • Pay the total amount due
  • Pay only the minimum amount due (5% of your total outstanding or BDT 500 whichever is higher for local card) and the balance can be carried forward to subsequent statements.
  • Pay any amount ranging from the minimum amount due to the total amount due.

MTB Flexi Pay with ZERO interest

MTB Classic MasterCard credit cardholders can avail Flexipay facility with zero interest. An equal installment plan that allows the cardholder the flexibility to convert retail purchase transactions at partner outlets into an installment scheme where the cardholder pays back the amount over a tenor ranging from 3 months to 24 months without any interest. The customer enjoys the flexibility to buy high value items on MTB credit card and conveniently pay in monthly installments without any interest at partner outlets.

Payment through Internet Banking

If you have an Internet Banking ID with MTB, you can log on to your Internet Banking account and pay your card bills directly.

E-Statement Service

MTB Classic MasterCard can receive monthly statements via e-mail, completely free of cost. This is a fast, reliable and efficient service, which will minimize your paperwork and maximize convenience. All you need to do is just filling up the form and we will do the rest.

Limited Lost Card Liability

In case the Card is lost or stolen, call the MTB 24/7 Contact Centre and report the loss of your Card. A new Card will be sent to you within 72 hours of reporting this loss. You are protected from any financial liability arising out of transactions done on your missing Card, from the time you report the loss to us.

24 hour Contact Centre

For any and every Card related need of yours, MTB 24/7 Contact Centre is there to serve you. Just dial 16219 from any mobile phone in Bangladesh or dial +880 96040 16219 from anywhere in the world and you are connected.

Who can apply and required documents:

  • Salaried Executives
  • Business Persons
  • Limited Company
  • Partnership
  • Proprietorship
  • Self Employed
  • Land Lord or Lady

Required Documentations (Salaried Executives)

  • Salary certificate/Pay-slip signed by branch managers/manager accounts/HR/Admin/Finance
  • Letter of Introduction in official letterhead
  • Joining letter/increment letter with attestation (Account/HR/Admin/Finance)
  • Two copies color Photograph
  • National ID Copy
  • TIN related documents
  • Bank Statement for last 6 months (Not more than 1 month older)
  • Business card and copy of Employee ID (If available)

Required Documentations (Business Persons/Self Employed/ Land Lord or Lady)

  • Valid Trade license (Latest and 2 years old)
  • Two copies color photograph
  • National ID Copy
  • TIN related documents
  • Bank Statement for last 6 months Sole-Proprietorship Account or personal account.
  • Business card (If available)
  • 1 (One) Undated Cheque and Letter of Authorization (Deposit of Cheque) will be required

Partnership

  • Latest 6 months’ Bank Statement (Personal/Firm)
  • Partnership Deed Copy
  • Trade License (Latest and 2 years old)
  • Partnership Deed (Registered/ Notarized

Limited Company

  • Latest 6 months’ Bank Statement (Both Personal and Company should not be more than 1 month old)MASTERCARD
  • Memorandum and Articles of Association Copy
  • Certificate of Incorporation copy